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I used to drum for a band that got signed to a good-sized indie that I think most of you have heard of.
Paper contract, we own the masters... real cool. Our contact, one of the owners, was the only one we went through and was very direct... it was all a pleasant experience, for the most part.
After signing to an expandable one record contract, dude forked over an advance for the recording which afforded us some recording gear.
50/50 after the label makes back expenses, pretty standard for indies, from what I've heard.
We were pretty lucky in that we toured with a band which contained an ex-member of a band that used to be on the label... the label heads saw us play together, and ended up singing us. We got wined and dined, signed and treated fairly and they were cool people to boot.
I've heard a LOT of horror stories, so I consider myself lucky.
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