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Originally Posted by Bytor Peltor
Something like 85% of legal citizens have medical insurance......it's the 15% that doesn't. One thing you don't hear as much about......how many of the 85% who have medical insurance can afford to use it? I believe that number to be about 50%.
My medical insurance as a $1500 deductible (family). Many insurance plans have deductibles that are much higher and most families can't afford it (but they have it). My place of employment provides us with a nurse practitioner at no cost. My family is so fortunate to have this blessing.
NOTHING good will come from the government running health care. What needs to be done is to allow insurance companies to fight against each other by allowing them to offer plans outside their current states of operation. If this can be done, I'm sure some will start offering "no pre-existing conditions" and affordable rates. The biggest problem will be your doctor / local doctors taking part in a plan from another state. It's apples & oranges, but it's not much different that Southwestern Bell / AT&T from back in the day.
These things should be tried first before the government screws everything up.
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you know what is the most successful insurance program out there? It pays off doctors more than any other, it covers more people than any other, it covers more procedures than any other?
MEDICARE and MEDICAID. It is what is used by all our senators and representatives and they LOVE IT. Most private health insurance pays off to doctors about 50% of what they should. medicare and medicaid pay off around 80%. It covers things such as prosthesis for dsifigured peoplr, alternative therapies, etc.
FUCK private health insurance. it is a crock of SHIT