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Originally Posted by Rob Instigator
that is fucking bulshit.
horrible.
go with a credit union. they are non-profit.
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Thanx man we got it sorted out now. I should have the title in about 2 weeks.
Funny you should mention that. My bank that I have my checking account at was a credit union when I first started using them 15 years ago. About 5 years ago they voted to become a bank...and let me tell you. I was constantly having NSF fees in excessive amounts for things that were my fault, but they were really sneaky about how they did things. I know there are probably not many people who have not overdrawn there account at least once. You know you lose a reciept or forget that today is the day they automatically withdraw a bill or make a subtracting error when balancing. I had a payment go through that I was not aware of. You would think that when I tried to use the debt card again it would deny it, right? No they would let it go through and every time it ran through I was charged $36 plus a $5 negative account fee. They do not notify you that your funds are negative until 2 days later by mail. I check my account EVERY day either by phone or internet. (this is the only way I found this and immediatly went to the bank and gave them thier money)I ended up paying over a hundred dollars in fees for NSF of $15. I am starting to cash everything now and use money orders instead of checks. When you live check to check they make it nearly impossible to keep up with how each transaction posts or when they will post or memorize thier every fee and time things go into affect or how long they are going to hold your funds.
My point is, they have people out there figuring out ways to make extra profits from service fees. They intentionally try to confuse people, knowing that somewhere along the line they are going to pick up some more cash from you. I am not intentionaly trying to bounce anything. I am just trying to pay my bills and I am not perfect. I understand having fees for this type of thing, but it is not right for them to take advatage of people intentionally just because they can.
Coffee can buried in the back yard is the way to go.
