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Old 01.25.2010, 11:43 AM   #1
SONIC GAIL
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If you don't care that's fine. I just need to rant, because there is nothing else I can do besides start a fight club and destroy all of the major financial institutions.

I am soooo mad!!!!!! FUCK ALL BANKS!
I wake up Friday morning and find that my car has been repossed. In my defense I have been paying them every month as much money as I can afford. I owed the very last payment, which was only "accrued interest charges". I answered all of thier collection calls, and told them 2 days before they took my car that I would be making the final payment ($600) as soon as I got my tax return in 1 week. They have sent me no letters or given me any indication at all that my car was in danger of reposession. (There is no law stating they have to tell you, they can take it if you are 2 days late on a payment) Those fuckers took it anyway!

So I beg borrow and plead all day Friday and come up with the money. After speaking with the bank about 4 times that morning with thier assurance that I could make the payment and get my car Friday I call to pay the fuckers.
They proceed to tell me "Oh it's a payoff so you are not allowed to pay until the next business day which is MONDAY 3 DAYS AWAY!

So I was fucked all weekend and I live 30 miles from the closest store.
I finally payed the bank today. I call the repo idiots (who snuck in at night instead of simply knocking on my door. I would have peacefully handed over the keys) to make an appointment and pay them thier $76.00 the bank said to pay them. They then tell me "No you have to pay $281.00" They charged me $20 per day lot charges because I was NOT ALLOWED to pay and get it Friday, plus $75 for them to inventory my personal items in my car, and $50 for somethingI don't understand. I don't want them touching the shit in my car. That is an invasion of my privacy.

This is just the straw that broke the camel's back for me. I have been fucked more times than I can count by the banks in one way or another. I JUST CAN'T TAKE IT ANYMORE!

In an hour I will withdraw every cent I have to my name for the next 2 weeks from my account and go get my fucking car. I will never get another loan or credit card, and I am transitioning from debt and checks to money orders and cash.
THEY ARE NOTHING BUT THIEVES.







 
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Old 01.25.2010, 11:58 AM   #2
knox
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why is it all in red? im gonna struggle to read it now.
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Old 01.25.2010, 12:00 PM   #3
knox
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well, you will never get another loan, lesson learnt.
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Old 01.25.2010, 12:34 PM   #4
hevusa
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Welcome to the real world.... the one where you have to make your payments.
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Old 01.25.2010, 12:39 PM   #5
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Quote:
Originally Posted by knox
why is it all in red? im gonna struggle to read it now.


Red means mad. Sorry it's hard to read i was thinking about using another color.


And I never want another loan in my life.
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Old 01.25.2010, 12:52 PM   #6
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sucks dood...
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Old 01.25.2010, 12:59 PM   #7
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Quote:
Originally Posted by hevusa
Welcome to the real world.... the one where you have to make your payments.

Don't tell me about the "Real World" until you have walked a mile in my shoes. You would have ran home to live with mommy if you lived in my "Real World" I made my payments and was under the impression by the bank representatives that the installments I was making were acceptable and everything was fine for the moment. I also made arrangements for the payoff.

So they decided to strip it away with no notification, so that they could make some extra repo profits. That is the real world. THey want to fuck you ans leave you to die.
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Old 01.25.2010, 01:01 PM   #8
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that is why i walk.
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Old 01.25.2010, 01:03 PM   #9
SONIC GAIL
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I wish I could. I live too far out. I would walk everywhere. It's better for you anyways.

Well the only good thing is, at least it is paid off now, and it's all mine.
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Old 01.25.2010, 01:04 PM   #10
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it was fucking hard to read with the centered lines and red over blue, jeezus, but yeah, credit is a fucking evil racket. i learned that lesson the hard way and now live strictly on a cash basis. you want something, save up for it and buy it. usury is misery is a butterfly.

anyway, sorry to hear of your headaches, but you've learned a good lesson. fuck debt. stash gold!

ps- make sure to stay current on your insurance payments yo. and keep those oil changes up to date.
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Old 01.25.2010, 01:05 PM   #11
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Sorry about the red guys. I can't edit it now. No more red I promise.
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Old 01.25.2010, 01:14 PM   #12
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Quote:
Originally Posted by SONIC GAIL
Don't tell me about the "Real World" until you have walked a mile in my shoes. You would have ran home to live with mommy if you lived in my "Real World" I made my payments and was under the impression by the bank representatives that the installments I was making were acceptable and everything was fine for the moment. I also made arrangements for the payoff.

So they decided to strip it away with no notification, so that they could make some extra repo profits. That is the real world. THey want to fuck you ans leave you to die.


Yet another "victim" post (walk a mile in my shoes). If you walk through life thinking you are a victim these kinds of things will continue to happen to you without fail. This will apply to relationships, corporations, jobs... you name it.
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Old 01.25.2010, 02:50 PM   #13
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^blah, blah ...you think you could possibly get any more aggression out of me? It has expired.......

Everyone else:

I got it back!!! I love that little honda.

Thanks for listening, just needed to blow off a little steam as most of us do at times.
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Old 01.25.2010, 02:52 PM   #14
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hevusa wrote:-

Yet another "victim" post (walk a mile in my shoes). If you walk through life thinking you are a victim these kinds of things will continue to happen to you without fail. This will apply to relationships, corporations, jobs... you name it.


does it apply to 128k streams?
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Old 01.25.2010, 04:20 PM   #15
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Quote:
Originally Posted by sonic sphere

does it apply to 128k streams?

I still can't believe a company like Matador took a big steaming crap on SY and their most avid fans. Shocking.

My car payments are current though. Go figure.
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Old 01.25.2010, 04:57 PM   #16
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Well I don't have any car payments. Mine is paid off. and now I'm gonna go and drive it. Can I get a HELZYES!
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Old 01.25.2010, 05:29 PM   #17
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I got a little honda too... and I love it.
I'm glad you got it back. And yes, you are correct, they are all out to get us.
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Old 01.25.2010, 05:34 PM   #18
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Quote:
Originally Posted by SONIC GAIL
Well I don't have any car payments. Mine is paid off. and now I'm gonna go and drive it. Can I get a HELZYES!


here's a craaaaaaaaaazy suggestion for you: keep making car payments like you're used to, but to a savings account. next time you want a new car, just dip into the account, pay cash, get deep discounts, earn interest in the meanwhile.

or: STASH GOLD.
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Old 01.25.2010, 05:48 PM   #19
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that is fucking bulshit.

horrible.

go with a credit union. they are non-profit.
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Old 01.25.2010, 06:03 PM   #20
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Quote:
Originally Posted by Rob Instigator
go with a credit union. they are non-profit.

Eh, generally not a big difference--non-profit--just means that they adjust salaries to take up all the profit and save a little bit for member dividends.

That said, I was with a CU and thought they were pretty good.
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